The annual crossover from one year to another is often a time for reflection and a renewed vigour to ‘do things better’. Whether that’s cultivating an understanding of investments or developing better money management skills – it’s time to look back on 2017’s financial decisions, ask yourself what you could have done differently and look towards your financial future.
In this issue of Street Talk, we asked people to share their key financial learnings from the past year.
I bought shares in 2017 and I have no regrets as I’ve managed to sell the shares successfully. Selling my shares was my best financial decision this year. If I could go back to the start of the year, I would have bought more blue-chip stocks.
I have not invested or considered financial investments this year. If I could go back to the beginning of 2017, I would have spoken to my friends to find out what financial products they are investing in. I may have also consulted my financial advisor, whom I currently only speak to for advice on insurance policies.
I’m still working and the only investment I’ve made so far is saving a certain percentage of my salary in a separate savings bank account. If I had a chance to go back to the start of the year, I would have decided to spend less this year, and save more.
I have spent most of this year investing my finances and taking care of my health. Due to the uncertainty in the market, I held onto my finances quite closely. I didn’t want to make any rash decisions by jumping in too quickly.
I recently bought a house. Fortunately, I haven’t made any poor financial decisions so far and I wouldn’t have done anything differently with my money this year.